SmutFinder

SmutFinder

Uncensored AI story writing sold in credit packs, with a written promise not to train on what you write.

Last verified Uncensored AI

What is SmutFinder?

SmutFinder is an uncensored writing tool rather than a companion. You generate chapters, character outlines and cover art, and read scenes with imagery produced alongside them. It is operated by 78 LLC, a Nevada company, and sold as one-off credit packs rather than a subscription, which puts it in a small group here that never charges you again unless you choose to be charged.

At a glance

Key facts about SmutFinder, last verified 9 Aug 2026
CategoryUncensored AI
Pricing modelCredits
Starting price$4.99 per month
Free tierNoNo free tier and no trial are published. The smallest entry point is the 4.99 dollar credit pack.
Free trialNo
Card required at signupNo
Account requiredYes
Payment methodsCard
PlatformsWeb
Generation modesText generation, Character chat, Text to image
Content filteringNo documented output filter
Age policySelf-declared at signup
Position on minorsPublishedread it
Data retention78 LLC states it keeps personal data as long as reasonably necessary for the purposes described or as legally required, weighing legal obligations, business need and potential harm, after which data is deleted, destroyed or de-identified. No period is given as a number, though California residents are pointed to a supplemental CCPA notice.source
Trains on your contentNo
Deletion on requestOn request to support
Anonymous useNot supported
Company78 LLC, Nevada, United States, with disputes in Las Vegas
Last verifiedby ClickTugger

Product identity

Identity and operator of SmutFinder
Official nameSmutFinderVerified
Operator78 LLCDocumented
JurisdictionNevada, United States, with disputes in Las VegasDocumented
Websitesmutfinder.comVerified
Also known asSmut Finder, smutfinder.com, 78 LLCVerified

What SmutFinder claims, and what we found

Each row is a claim the vendor makes on a public page, beside what the same vendor's other pages say. Where two of their documents disagree we record both rather than choosing one. All checked 9 Aug 2026.

Vendor claims checked against ClickTug findings
Vendor claimWhat we foundStatus
Per-credit cost falls with pack sizeVerified by arithmetic on all four packs, from 2.495 cents down to 1.333 cents per creditsourceHolds up
We do not train on your contentStated in the privacy policy, naming private chats, NSFW content, images and voice data specificallysourceHolds up

Who it is for

People writing long fiction who resent monthly billing for something they use in bursts. Credits do not expire on a monthly cycle the way a subscription allowance does, so an occasional writer is not paying for months they skip. It also suits anyone who wants a written commitment that their drafts are not feeding a model.

Who it is not for

Anyone who wants to try before paying, because there is no free tier and no trial. Anyone who prefers predictable monthly cost to a balance that depletes. And anyone who wants a companion relationship rather than a writing tool, since this is built around chapters and outlines.

Pricing

Credit packs at 4.99, 19.99, 49.99 and 149.99 US dollars for 200, 1,000, 3,250 and 11,250 credits. The per-credit price falls as the packs get larger, from 2.495 cents down to 1.333, and SmutFinder prints that number on every pack rather than making you work it out. Nothing recurs: these are one-off purchases.

No. There is no free tier and no trial published anywhere, so the smallest possible commitment is the 4.99 dollar Starter Pack for 200 credits. That is a low entry price by the standards of this category, but it is still money spent before you have seen the output quality.

TierPriceIncludes
Starter Pack$4.99 one-time
  • 200 credits
  • 2.495 cents per credit
Creator Pack$19.99 one-time
  • 1,000 credits
  • 1.999 cents per credit
Studio Pack$49.99 one-time
  • 3,250 credits
  • 1.538 cents per credit
Mega Pack$149.99 one-time
  • 11,250 credits
  • 1.333 cents per credit

Refunds: No refund window is published in the terms of service. Credits are sold as one-off purchases rather than subscriptions.

Signup friction

An account is required, and since there is no free tier, using the product at all means buying a credit pack. Payment is by card through a third-party processor, and the vendor states it receives tokenised details rather than full card numbers.

  • No card at signup
  • Account required
  • Anonymous use not supported

Platforms

Web browser only. There is no mobile app and no documented API.

  • Web

Feature matrix

Absence of evidence is not recorded as absence of a feature. Anything that needs an account to confirm is marked not tested rather than "no".

Features of SmutFinder
Text chatYesDocumented
Character chatYesDocumented
Image generationYesDocumented
Image to imageNot offeredDocumented
Video generationNot offeredDocumented
VoiceNot offeredDocumented
WebYesDocumented
iOSNot offeredDocumented
AndroidNot offeredDocumented
DesktopNot offeredDocumented
APINot offeredDocumented
Runs locallyNoDocumented
Long-term memoryNeeds an accountNot tested
Group chatNeeds an accountNot tested
Custom system promptNeeds an accountNot tested
Model selectionNeeds an accountNot tested

Privacy and data

The training answer is the strongest in this directory and it is stated in the negative, which is the hard way to write it. The privacy policy says it does not use private chats, NSFW content, images, voice data or other personal information to train third-party or general-purpose AI models, and that sensitive user content is not used for profiling, advertising or model training either. Retention is weaker: no period is given as a number, only a description of how the decision is made. Deletion is by request to a privacy address rather than a setting.

Retention78 LLC states it keeps personal data as long as reasonably necessary for the purposes described or as legally required, weighing legal obligations, business need and potential harm, after which data is deleted, destroyed or de-identified. No period is given as a number, though California residents are pointed to a supplemental CCPA notice.source
Trains on your contentNo
DeletionOn request to support
Privacy policyRead the vendor policy

Privacy disclosure

Privacy disclosure by SmutFinder
Trains on your contentStated: nosourceDocumented
Account deletionBy request to supportDocumented
Deletion control seen workingNeeds an accountNot tested
Chat exportNeeds an accountNot tested
Usable without an accountNo, an account is requiredDocumented
Payment methods disclosedYesDocumented

What the vendor lets you know before paying

This measures disclosure, not quality. A good product can document nothing, and that is worth knowing separately from whether it is any good.

Documentation published by SmutFinder
Price publishedYes, from $4.99sourceVerified
Operating company named78 LLCDocumented
Jurisdiction statedNevada, United States, with disputes in Las VegasDocumented
Retention period statedYes, in the privacy policysourceDocumented
Training policy statedYessourceDocumented
Refund terms publishedYesDocumented
Content policy publishedYessourceDocumented
Position on minors publishedYessourceDocumented

Content policy and safety

SmutFinder documents its output filtering asno documented output filter, and its age policy as self-declared at signup.

SmutFinder does not offer clothing removal from photographs of real people. ClickTug does not list tools that do. Its stated position on the likeness of real people is that it is blocked outright.

What the vendor prohibits

  • Content depicting or appearing to depict minors in sexual situations
  • Young-looking or age-regressed characters, named as prohibited explicitly
  • Sexual or intimate content purporting to depict a real identifiable person without consent
  • Content that violates rights of publicity or privacy

Age is self-declared with no verification. The site links a 2257 exemption statement, which is the correct posture for wholly synthetic content but is worth reading if you intend to publish what you generate.

ClickTug verdict

A writing tool that gets the two hardest things right and the easy things wrong. SmutFinder states plainly that it does not use your chats, images or voice to train models, which almost nothing else here does, and its terms prohibit young-looking and age-regressed characters by name rather than stopping at real minors. It is a named Nevada company selling one-off credit packs, so nothing recurs. Against that: no free tier, no trial, no published refund window and no stated retention period, so the first thing you do is pay.

Strengths

  • States it does not use private chats, images or voice data to train AI models
  • Prohibits young-looking and age-regressed characters explicitly, not just real minors
  • One-off credit packs, so nothing recurs on a statement
  • Per-credit cost printed on every pack and it falls with pack size
  • Named Nevada company with a stated dispute venue

Two things almost nobody else here offers together. It states in writing that it does not train on your content, naming the categories rather than gesturing at them. And it charges once, so an adult service never appears on a recurring statement. The terms also close the loophole most competitors leave open, prohibiting young-looking and age-regressed characters by name rather than only real minors.

Limitations

  • No free tier and no trial, so evaluation costs money
  • No refund window is published anywhere
  • No retention period is stated as a number
  • Deletion is by email to a privacy address rather than a setting
  • Web only, with no mobile app or API

You pay before you see anything. No free tier, no trial, no sample output beyond marketing, and credits are non-refundable in practice because no refund window is published. Retention has no stated period, and deletion means emailing a privacy address instead of clicking a button.

Hands on

Most services in this directory want a monthly relationship with you. SmutFinder wants four ninety-nine and then nothing, which turns out to change how the whole product reads.

Credits are bought in packs and spent on chapters, character outlines and cover art. Nothing renews, nothing needs cancelling, and nothing recurring appears on a card statement, which matters more in this category than in most. The per-credit price falls as packs get larger, from 2.495 cents on the smallest to 1.333 on the biggest, and SmutFinder prints that figure on each pack rather than leaving you to divide. We checked the arithmetic on all four. It is correct.

The privacy policy contains the clearest no-training statement we have read. It does not say the company respects your privacy or values your trust. It says it does not use private chats, NSFW content, images, voice data or other personal information to train third-party or general-purpose AI models, and it separately rules out profiling and advertising uses. Naming the categories is what makes it a commitment rather than a sentiment, because a vague promise is hard to breach and a specific one is easy to.

The terms do something similar with the thing this directory cares most about. Plenty of services prohibit sexual content involving minors, which is the easy sentence to write. SmutFinder also prohibits young-looking and age-regressed characters by name. That closes the argument a determined user would otherwise make, and among the vendors we have read this year, very few bother to close it.

Where it falls down is the beginning. There is no free tier and no trial, so the first thing you do is hand over money for output you have not seen. There is no published refund window, so that money is not obviously recoverable. Retention has no stated period, only a paragraph explaining how the company thinks about retention, which is not the same thing. And deletion means emailing a privacy address rather than clicking something in an account.

None of that is unusual. It is just conspicuous next to a vendor that took the trouble to be precise about training and about minors, which suggests the vagueness elsewhere is a choice rather than an oversight.

How SmutFinder compares

Every figure on the right is computed across the 37 tools ClickTug currently tracks, at the moment this page was built. They are facts about this catalogue rather than about the market, and they move as it grows.

SmutFinder compared with the ClickTug catalogue
MeasureSmutFinderAcross ClickTug
Starting price$4.99$11.99 median of 17 that publish one
Publishes a priceYes26 of 37 tracked
Free tierNo30 of 37 tracked
Names its operating companyYes33 of 37 tracked
States a training positionYes18 of 37 tracked
Publishes a position on minorsYes23 of 25 hosted tools tracked

At $4.99 a month, SmutFinder is cheaper than 15 of the 17 tools here that publish a starting price.

SmutFinder compared with the alternatives

Every cell is read from the same records as each tool's own listing, so nothing here can claim something its page denies. Rows needing an account to confirm are left out entirely rather than guessed at, and live in each listing's feature matrix instead.

SmutFinder compared with its alternatives on price, features and disclosure
 SmutFinderDreamGenNovelAI
Starting price$4.99/mo$7.83/mo$10/mo
Free tierNoYesNo
Card to startNoNoNo
Account requiredYesYesYes
Runs on your hardwareNoNoNo
Image generationYesNoYes
Video generationNoNoNo
VoiceNoNoNo
APINoNoNo
Mobile appNoNoNo
Trains on your contentStates noStates noNot stated
Account deletionBy requestIn accountBy request
Company namedYesNoYes
Position on minorsPublishedPublishedNot published
  • DreamGen

    SmutFinder vs DreamGenSubscription

    Choose DreamGen instead if you want a free tier to evaluate first and a subscription rather than credits, and you can accept training being opt-in rather than refused outright.

  • NovelAI

    SmutFinder vs NovelAISubscription

    Choose NovelAI instead if you want image generation of comparable quality alongside the writing, and browser-side encryption of your stories.

Quick answers about SmutFinder

Generated from the same records as the tables above, so an answer here cannot contradict a figure there. Questions only appear when the answer says something specific to this product.

Is SmutFinder free?
No. No free tier and no trial are published, so using the product means paying first.
How much does SmutFinder cost?
Paid plans start at $4.99 a month. Every tier and what it includes is listed in the pricing section above, taken from the vendor's own page.
Does SmutFinder require a credit card to start?
No card is required to reach the free layer. One is needed for any paid plan.
Does SmutFinder offer refunds?
No refund window is published in the terms of service. Credits are sold as one-off purchases rather than subscriptions.
Does SmutFinder have an app?
No. It runs in a web browser only, which is common for adult products because both app stores restrict them.
Can SmutFinder run locally?
No. It is a hosted service, so everything you write reaches the vendor's servers.
Does SmutFinder train on my conversations?
The vendor states it does not use user content to train models. That is a written commitment, and rarer in this category than it should be.
Can I delete my SmutFinder account?
Deletion is by request to the vendor rather than a setting you can use yourself.
Is SmutFinder actually uncensored?
ClickTug records no documented output filter, which is a different claim from having no rules: its terms still prohibit a specific list of conduct, set out above.
What company owns SmutFinder, and where?
78 LLC, Nevada, United States, with disputes in Las Vegas. Publishing an identifiable counterparty is worth noting: several tools in this directory name no company at all.

SmutFinder FAQ

How much does SmutFinder cost?

It sells one-off credit packs rather than subscriptions: 4.99 US dollars for 200 credits, 19.99 for 1,000, 49.99 for 3,250 and 149.99 for 11,250. The per-credit cost falls from 2.495 cents on the smallest pack to 1.333 cents on the largest, and that figure is printed on each pack. Nothing recurs.

Does SmutFinder train on my stories?

It says it does not. Its privacy policy states that private chats, NSFW content, images, voice data and other personal information are not used to train third-party or general-purpose AI models, and that sensitive user content is not used for profiling, advertising or model training. That is an unusually specific commitment for this category.

Is there a free version of SmutFinder?

No. There is no free tier and no trial published anywhere on the site, so the smallest commitment is the 4.99 dollar Starter Pack. Since no refund window is published either, treat that first purchase as the cost of finding out whether the output suits you.

What does SmutFinder prohibit?

Its terms prohibit generating content that depicts or appears to depict minors in sexual situations, sexual violence or acts without consent, and name young-looking and age-regressed characters specifically so the usual argument cannot be made. It separately prohibits sexual or intimate content purporting to depict a real identifiable person without their consent, or otherwise violating rights of publicity or privacy.

Who operates SmutFinder?

78 LLC, a Nevada company, with disputes heard in Las Vegas. The site also publishes a 2257 exemption statement, which is the usual and correct position for content that is entirely synthetic and involves no real performers.

Can I get a refund from SmutFinder?

No refund window is published in its terms of service. Credits are sold as one-off purchases rather than recurring subscriptions, which removes the cancellation problem but also means there is no stated route to money back once a pack is bought.

How we checked SmutFinder

Checked
9 August 2026
Documents read
3
Claims checked
2
Documentation gaps
0

What we did

  • Read every policy document linked from this page, in full
  • Loaded the pricing page, and re-loaded it in a rendering browser where it was empty
  • Checked the homepage against the pricing and policy pages for disagreement
  • Ran the vendor's own homepage through ClickTug's excluded-terms gate
  • Searched for reporting, incident-database entries and independent testing

What we have not done

Everything below needs an account, and ClickTug does not hold one here. These are recorded as not tested rather than guessed at, which is why they are absent from the tables above rather than marked "no".

  • Signup completed
  • Email verification required
  • Card required at signup
  • First response generated
  • Long-term memory
  • Voice feature
  • Character creation
  • Delete-account control
  • Chat export
  • Cancellation flow

Verified ClickTug observed this directly on the vendor's own pages.Documented The vendor states this in a document we have linked.Not documented We read the document that would carry this and it is absent.Not tested Checking this needs an account. We have not held one, so we have not checked.

Sources for this listing

ClickTug last checked these facts on 9 Aug 2026 against 3 vendor sources. Pricing and data policies in this category change within weeks, so treat the date as part of the fact.

Something wrong or out of date? Report this listing. If this listing concerns you personally, use our removal request form.

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